The Universal Family of Companies

IMPORTANT INFORMATION: PLEASE READ CAREFULLY.
The Universal Family of Companies (“Universal Corporation”) is a Multi-National
Conglomerate. Since 1957 under the Offices of the National Financial
Company (“N.F.C.”), our goals have been to facilitate new & exciting Business
proposals for financing. We consider all proposals, in any amount, for financing.
The amounts of money that can be provided for the financing of a new business
proposal, can range from One Million United States Dollars ($1,000,000.00
USD), up to Five Hundred Million United States Dollars ($500,000,000.00
USD) or more. Terms can range from One year (1 yr.) up to Twenty Years (20
yrs.) or more, depending on the nature of the project(s). Universal does not
charge any ‘Up Front’ Fees of any kind. All “Finder’s Fees / Commissions”
are paid ‘Out of Escrow’ at the successful closing of a new business Deal.
The Universal Corporation and its affiliates can arrange for all of the necessary
financing for every type & category of Loans or Investments (i.e. Standard
Commercial Loans; Hard Money Loans; Private Equity; Venture Capital;
Credit Lines: etc.). All funds provided will be insured under the Federal Deposit
Insurance Corporation (“F.D.I.C”) and the Securities Investor Protection
Corporation (“S.I.P.C.”). Turn-around times can range from Seven (7) Business
days (for “Hard Money Loans”) to Thirty-Five (35) Business days (for both
“Commercial Loans and Private Equity / Venture Capital Investments.)
All business referrals from Brokers are welcomed by our Corporate Offices, and
we pay the highest “Finder’s Fees / Commissions” to all Brokers, everywhere.
As our financing scope is International, we receive and accept Loan Packages
and Investment Proposals from prospective Borrowers, located around the world
(i.e. China; Japan; Korea; Taiwan; Thailand; Mongolia; The Middle East;
England; Sweden; Switzerland; Germany; France; Italy; Norway; etc.).
The following page is a “Summary Application Form”. Please take a few
moments to review, complete & return the attached Summary Application Form
back to our Offices as soon as time permits, so that we can review your
completed Application for possible funding consideration.
(Note: At this time, please do not send a Business Plan, Executive Summary, Pro-Formas
or other related materials to our Offices; just complete the attached Application Form and
submit that to our Offices, via E-Mail Transmission and/or Fax Transmission to the
telephone number listed below. If your project is approved for financing by our Loan
Committee, you will then be notified by our Corporate Offices to provide additional
business materials pertaining to your particular funding request.)
We appreciate your interest in securing capital through the Offices of the
Universal Corporation and we look forward to establishing a long & productive
working relationship with you and your growing company.
In addition, clients will need a PPM / Offering Circular, credentials, financial projections etc... to complete the due diligence process.
Attachable Liquid Assets acceptable as collateral include:
1.) Certificate of Deposit Accounts in a Bank;
2.) United States Treasury Notes & Treasury Bills;
3.) Federal Reserve Notes & other Negotiable Government Debentures;
4.) Blue-Chip Stock Certificates;
5.) Banker’s Acceptance Notes;
6.) Bills of Exchange;
7.) Corporate Bonds;
8.) Commercial Paper rated al.
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All prospective borrowers must sign the attached Confidentiality Agreement and Corporate Retainer before they will be considered for funding.
Hello
Prospective Borrowers
Kindly email me a copy of the 3 documents in PDF (adobe reader) file and I'll forward to the appropriate person. (Summary Application, Confidential agreement and corporate retainer). Plus send me your executive summary of the project to be finance.
Regards,
Luis Blas Mendez (Architect)
Tel. 00 501 8032346cell # 00 501 669 5333
email:- luisblas58@yahoo.com
878 New Area Benque Viejo
Belize, Central America

Summary Application
Name of Client _________________________________________________________
Name of Business ______________________________________________________
Type of Business _______________________________________________
Amount of Capital Sought ______________________________________________
Use of Proceeds ________________________________________________________
Length of Time Funds Will Be Needed __________________________________
Category of Financing Sought ___________________________________________ (i.e. Commercial Loan; Hard Money; Private Equity; Venture Capital; etc.)
Available Collateral ______________ _______________________________
Current Assets _________________________________________________
Return on Investment (“R.O.I.”) ___________________________________
Associated Risk Factors _________________________________________
_____________________________________________________________
Amount of Cash Client has in hand now ____________________________
_____________________________________________________________

CONFIDENTIALITY AGREEMENT
KNOW ALL MEN BY THESE PRESENTS: that this Binding Contractual Concurrence
(“Confidentiality Agreement”) is hereby made and entered into as of this _____ day of
____________________, in this Year of ____________, by and between the parties known to as
________________________, whose business name is ________________________________,
with a corporate/mailing address of _________________________________ , City ___________,
State or Country ________________________ (hereinafter referred to as the “Borrower”, and the
Organization known to as The Enlightened Millionaires, Limited Liability Company (hereinafter
referred to as the “Facilitator” accept where otherwise indicated in full Corporate Identity).
FINANCIAL SERVICES PROVIDED BY THE ENLIGHTENED MILLIONAIRES, L.L.C.
We are pleased that you have chosen our Organization in your search for Investment Capital
from our associated Lenders and Investors. This letter will set out the terms and conditions under
which the Enlightened Millionaires, Limited Liability Company will help facilitate your Funding
Request (“Transaction”) for Capital, and the strict confidentiality required of your Firm in
authorizing the Enlightened Millionaires Organization to assist your Company with Capitalization
from our associated Lenders and Investors.
SCOPE OF ENGAGEMENT
1. You acknowledge that during your engagement with the Enlightened Millionaires, Limited
Liability Company (the “Facilitator”), confidential information of the Enlightened
Millionaires Organization may be disclosed to you and that any unauthorized
disclosure of such information to third parties or use other than for the benefit of the
Facilitator’s purposes call for the immediate CANCELLATION AND TERMINATION
of your Transaction with the Facilitator. It is hereby agreed and fully understood by
both parties hereto, that all Confidential information belonging to and provided by the
Enlightened Millionaires, Limited Liability Company includes any and all trade
secrets, names, telephone numbers and address locations of Lenders, Investors,
Banking Institutions, confidential, private or secret information of the Enlightened
Millionaires, Limited Liability Company including without limitation (i) business
contacts and financial information of the Facilitator, (ii) business methods and
practices of the Facilitator, (iii) marketing strategies of the Facilitator, and (iv) such
information as the Enlightened Millionaires, Limited Liability Company may from time
to time designate as being confidential to the Facilitator. Confidential information will
not include information that is in the public domain, or information that falls into the
public domain, unless such information falls into the public domain by disclosure or
other acts by you, or through your fault.
2. You undertake with the Enlightened Millionaires, Limited Liability Company that you will
not during your engagement with the Facilitator or at any time thereafter, unless prior
written consent is given by the Facilitator, either directly or indirectly, utilize on your
own behalf or on behalf of any other person, firm or company (a “person”) or divulge
to any other person, except as required by the terms and nature of your engagement
with the Facilitator, any confidential information of the Enlightened Millionaires,
Limited Liability Company, and you shall use your best endeavors to prevent the
unauthorized disclosure or publication of such information. In addition, you agree that
you will not copy any confidential information of the Enlightened Millionaires, Limited
Liability Company including any curriculum belonging to the Facilitator nor remove
same from the Facilitator’s premises without the express written permission of the
Enlightened Millionaires, Limited Liability Company. You recognize and acknowledge
that a breach of this provision will result in the immediate annulmention and
annihilation of your engagement with the Enlightened Millionaires, Limited Liability
Company, who shall proceed immediately with the institution of legal proceedings
against you, your Firm and your associates.
3. While the restrictions in section 1 are considered by you and the Enlightened Millionaires,
Limited Liability Company to be reasonable in all of the circumstances as of the date of this
Agreement, it is hereby agreed that if such restriction shall be judged to be void as going beyond
what is reasonable in all of the circumstances for the protection of the interests of the Facilitator,
but would be valid if part of the wording thereof were deleted or the period thereof reduced or the
range of activities covered thereby reduced in scope, the said reduction shall be deemed to apply
with such modifications as may be necessary to make them valid and effective and any such
modification shall not thereby affect the validity of any other restriction contained in this
Agreement.
4. You agree that you have been advised by the Enlightened Millionaires, Limited Liability
Company that you should obtain independent legal advice in connection with the terms of this
agreement. You confirm that you have either obtained such advice or chosen not to do so and
that you fully understand the terms and conditions set out herein and agree to be bound by them.
5. You acknowledge receipt of a copy of this agreement signed by the Enlightened
Millionaires, Limited Liability Company.
If you agree with the above, please sign both copies of this letter in the presence of a witness and
return one copy to the Enlightened Millionaires, Limited Liability Company.
Sincerely,
Ace Goldsby, Authorized Representative
THE ENLIGHTENED MILLIONAIRES, LIMITED LIABILITY COMPANY
Per: __________________________________
I have knowingly and intelligently read, understood and hereby voluntarily accept each of the
above stated terms and conditions of this Confidentiality Agreement.
Date: __________________________________
………………………………………….. ………………………………………….
Witness Borrower

CORPORATE RETAINER AGREEMENT
Terms of Engagement for Administrative Services
We are pleased that you have referred your financial matter (“Funding Request”) to this firm. We
will devote the required energy and resources to meet your needs and invite you to stay in close
touch with us as we proceed with this matter.
The purpose of this Agreement is to communicate the terms of our performance of services on
your behalf and to raise the necessary financing for your Firm, as well as the various issues
which will need discussion. Please review this Agreement carefully and advise us if you have any
questions or comments.
1. Scope of our work. We will handle your Funding Request in an appropriate manner and
will proceed with administrative activities which will, in our opinion, meet your needs and your
interests. We may, from time to time, need to seek your instructions and may even ask for them
in writing. Please communicate with us often in order to ensure that your financial needs are met.
2. Billing rates for fees. The Enlightened Millionaires, Limited Liability Company charges
clients for administrative matters with predetermined billing rates for each administrative assistant.
These billing rates are reviewed annually and usually change on January 1 of each year. Your
work will proceed on this basis and will be delegated to competent persons whose training and
education levels will provide the very best financial services that you need, while at the most
effective cost to you. Even though this is the normal billing process, there may be times when the
firm will appropriately bill you more or less than the standard billing rates. Those will be discussed
and mutually agreed upon.
In addition to billing for administrative assistants’ fees, we will bill you directly for long distance
telephone and fax costs, photocopies, postage, messenger service, express service and other
kinds of service directly related to handling your Funding Request.
We will render bills to you at least monthly and expect payment from you upon receipt of our bill,
and in any event, no later than 30 days from the date of billing. If your account is not paid within
the 30 day time limit, then, in accordance with our firm policy, the management of the firm will
insist that no further work be done on your file until the account is paid and your retainer brought
up to date.
3. Retainers. In order to administer your file properly, we first obtain from you payment of a
retainer fee. This retainer fee stays in our corporate account and acts as a fund for the payment
of accounts sent to you and disbursements made on your behalf. When we render monthly bills
to you, we will use the retainer account to pay those bills and when you send your payment to us
it will be used to restore the retainer to its original amount. Upon completion of the work, any
unused retainer funds will be refunded to you. As mentioned above, if your retainer is not restored
within 30 days after we render our account then no further work be done on your file until is paid
and your retainer brought up to date. In such case, it may even be necessary for us to withdraw
from representation on your matter.
4. Communication. We will endeavor to keep you informed as your matter progresses and
to seek your input as to how you would like us to proceed. Maintaining open communication is
very important to us and to you. If you choose to contact any of our Lenders and Investors, a fee
will be charged; however, for answers to you routine questions (for example, status of your
Funding Request matter), you might be best advised to call our Office as we are responsible for
your file. Any expressions on our part concerning the outcome of your Funding Request matters
are expressions of our best professional judgments only, and are not guarantees. Clerks,
administrative assistants and secretaries are not authorized to express any such opinions or
judgements.
5. Finder’s Fees / Commission Payments. In accordance with the nature of your Funding
Request, please be advised that for successfully securing the necessary Capital that your Firm
requires, we shall receive a one-time payment of a standard Commission for our efforts in
obtaining financing for your Firm’s Project(s).
We look forward to a mutually beneficial relationship which will satisfy all of your Funding Request
requirements.
Sincerely,
Ace Goldsby, Authorized Representative
THE ENLIGHTENED MILLIONAIRES, L.L.C.
Acceptance:
I (we) have both knowingly and intelligently read the entire foregoing and understand the terms
and conditions and agree to these terms and conditions.
DATED: ________________________, 2008_____
By: ___________________________________
Borrower